DISCLAIMER MES百萬電商學院 
MES百萬電商學院, MC Coaching, Mily Investment Limited (the “Company”) or a subsidiary or affiliate of the Company (together with the Company, MC, the “We”) We cannot guarantee the validity of the information found on this website. While we use reasonable efforts to include accurate and up to date information, we make no warranties as to the accuracy of the content and assume no liability or responsibility for an error or omission in the content.

We give no warranty and accepts no responsibility or liability for the accuracy, or the completeness of the information and materials contained in this website. Under no circumstances will we be held responsible or liable in any way for any claims, damages, losses, expenses, costs or liabilities whatsoever (including, without limitation, any direct or indirect damages for loss of profits, business interruption or loss of information) resulting or arising directly or indirectly from your use of or inability to use this website or any websites linked to it, or form your reliance on the information and material on this website, or even if we has been advised of the possibility of such damages in advance.

Any income or earnings statements are estimates of income potential only, and there is no assurance that your earnings will match the figures we present. Your reliance on the figures we present is at your own risk. Any income or earnings depicted are NOT to be interpreted as common, typical, expected, or normal for the average individual or business. This particular result may be exceptional, and the variables that impact results are so numerous and sometimes uncontrollable, that we make no guarantees as to your income or earnings of any kind, at any time.

Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount. But there is no assurance that your earnings or income will match those figures, or that you will make any money at all. If you rely upon our examples or figures, you do so at your own risk, and you accept all risk associated with your reliance.

Any and all claims or representations as to income earnings made on our websites, our events, our training programs or in our materials or information are not to be considered as average earnings. Testimonials are not representative. There can be no assurances that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore, we do not guarantee or imply that you will win any contracts, employment offers, incentives or prizes that may be offered, that you will make any income or earnings, that you will do well, or that you will make any money at all. If you rely upon our examples or figures, you do so at your own risk, and you accept all risk associated with your reliance.

You agree that our company is not responsible for the success or failure of your business or personal decisions relating to any information presented by our company, or our company programs, products and/or services.

For Physical Merchandise purchases (the “Goods”); To the extent permitted by law, any condition or warranty that would otherwise be implied into these terms and conditions is hereby excluded. Where legislation implies any condition or warranty, and that legislation prohibits us from excluding or modifying the application of, or our liability under, any such condition or warranty, that condition or warranty will be deemed included but our liability will be limited for a breach of that condition or warranty to one or more of the following, which we may offer as a gesture of goodwill if the breach relates to:
• the replacement of the goods or the supply of equivalent goods;
• the repair of such goods;
• the payment of the cost of replacing the goods or of acquiring equivalent goods; or
• the payment of the cost of having the goods repaired

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their “Terms And Conditions” before engaging in any business or uploading any information.

Consent
By using our website, you hereby consent to our disclaimer and agree to its terms.
If you require any more information or have any questions about our site’s disclaimer, please feel free to contact us by email at [email protected]

Privacy Policy
Privacy Policy and Personal Information Collection Statement

This Statement is, except where separate and distinctive statements are provided, applicable to the Mily Investment Limited of companies (the "Group"), including but not limited to Mily Investment Limited and MC Coaching. Accordingly, references to "we", "us", or "our company" shall mean, as the case may be, the relevant companies within the Group.

Please note that this Statement may be amended from time to time without prior notice. You are advised to check for the latest version on a regular basis. If there is any inconsistency or conflict between the English and Chinese versions of this Statement, the English version shall prevail.

1. Privacy Policy Statement

1.1 Our Pledge
We are committed to safeguard the privacy of individuals with respect to your personal data. We assure that our policies and practices, and those adopted by our affiliated companies and agents in relation to the collection, use, retention, disclosure, transfer, security and access of your personal data comply with the requirements under the Personal Data (Privacy) Ordinance (Chapter 486) (the "Ordinance") under the laws of Hong Kong, as well as the relevant code of practice and guidance issued by the Office of the Privacy Commissioner for Personal Data, Hong Kong. The meaning of the term "personal data" adopted in this Statement is defined in the Ordinance.
Where our operations are subject to privacy legislation other than that of Hong Kong (such as due to our carrying out of operational functions outside of Hong Kong), this Statement shall apply so far as it is consistent with such local legislation.
1.2 Collection of personal data
At times, you may be required to provide your personal data including, but not limited to, your name, gender, date of birth, identity document number and/or its copy, telephone number, fax number, location, postal address and/or its proof, email address, credit card information, bank account number etc. Refusal to provide such information may render us unable to handle any application or request you are making, or may deny you access to certain parts of our websites, or may otherwise defeat the objectives of your visit. If you are under the age of 18, consent from your parent or guardian is required before you provide us with any personal data.
Information relating to your use of our services, such as usage of program, duration of login and other value added services whether provided by us, our affiliated companies or our business partners, may be automatically collected for our accurate reporting and administration of your accounts.
When you visit our websites, we will record your visit only but will not collect any personal data from you unless otherwise stated. Cookies used (if any) in any part of our websites will not be deployed for collecting personal data. For your information, Cookies are small computer files that can be stored in web surfers' computers for the purposes of obtaining configuration information and analyzing web surfers' viewing habits. They can save you from registering again when re-visiting a website and are commonly used to track your preferences in relation to the subject matter of the website. You may refuse to accept Cookies by modifying the relevant Internet options or browsing preferences of your computer system, but to do so you may not be able to utilize or activate certain available functions in our websites. Our websites may bar users who do not accept Cookies.
Calls between you and our Customer Service may be recorded for the purposes of staff training, improvement of service quality and clarification of contractual issues.
1.3 Accuracy of personal data
Your application for our services may be subject to verification of your personal details. If we regard results of such checking is unsatisfactory, we will not enter into an agreement with you. Under certain circumstances, data provided by you will be validated by using generally accepted practice. We may also require you to show the original documentation before the data may be used, such as personal identification document and/or proof of address.
1.4 Use of personal data collected
Specific purposes for which your personal data may be used are set out in our "Personal Information Collection Statement" set out in Part 2 below (particularly those contained in points (i) through to (viii) in the first paragraph of Part 2.1 below).
1.5 Data access and correction
Under the Ordinance, you have the right to:
i. Check whether we hold any of your personal data;
ii. Access your personal data held by us;
iii. Request us to correct any inaccurate personal data held by us; and
iv. Ascertain our policies and practices established (from time to time) in relation to personal data and the types of personal data held by us.If you want to access and/or correct your personal data which you have given us via application form, internet or other means, or if you want to ascertain our policies and practices in relation to personal data and the kind of your personal data held by us, please contact our Data Protection Officer in writing, we will respond within 40 days after receiving the request. We may charge you a reasonable fee for each personal data access. However, such fee will be waived if the data access is made for the purpose of correcting your personal data.
1.6 Security of personal data
We use various encryption techniques to transmit via the Internet your personal data, which can only be accessed by our authorized personnel. Given the operational nature of the Internet, we cannot guarantee that the transmission is fully secure. Please refer to our "Security Statement" in Part 3 below for details on the steps that we have taken to ensure that any personal data collected by us via our websites is safe and secure to avoid unauthorized interference by third parties.
1.7 Internal Guidelines on Record Retention and Access to Personal Data
Our staff are required to strictly adhere to our Internal Guidelines on Record Retention and Access to Personal Data. Physical records containing personal data are securely stored in locked areas when not in use. Access to such physical and/or computer records is strictly controlled and requires management approval for each access. Approvals for access to customers' personal data are granted only on a "need to know" basis. Where we retain, use and/or transmit customers' personal data, we have put in place adequate measures to protect it from accidental and/or unauthorized disclosure, modifications, loss and/or destruction.
1.8 Retention of personal data
If you are a customer of ours, your personal data which you have given us via application form, internet or other means, during the service subscription period will be erased after two years upon termination of your subscription. If you are a participant of any of our business collaboration programs, your personal data which you have given us via the channel(s) designated by us will be erased after one year upon occurence of the latest business activity carried out by you under the relevant business collaboration program unless otherwise specified.

2. Personal Information Collection Statement

2.1 As a customer of our company, or a visitor or user of our website(s), it may be necessary for you to provide us with your personal data when you apply to us and/or continue to subscribe with us for any service and/or product, or participate in any business collaboration program launched by us. If your personal data is incomplete or incorrect, we may not be able to provide or continue to provide the services to you or to allow you to participate in any business collaboration program launched by us. We shall keep your personal data confidential at all times. Our policies and practices with respect to the collection, use, retention, disclosure, transfer, security and access of personal data will be in accordance with requirements under the Ordinance and this Statement. We may use and retain the personal data provided by you for the following purposes and for other purposes as shall be agreed between you and us or required by law from time to time:
i. Processing of your application for service or participation in any business collaboration program launched by us, and provisioning of the services by us, our affiliated companies or our business partners (as the case may be);
ii. Processing of any benefits for you arising out of the services and carrying out market research to enhance service quality or experience;
iii. Analyzing, verifying and/or checking of your credit, payment and/or account status in relation to the provision of the services;
iv. Processing of any payment instructions, direct debit facilities and/or credit facilities requested by you;
v. Facilitating the daily operation of your account, provisioning of customer services and/or the collection of overdue amounts in your account in relation to the services;
vi. Enabling us in prevention of crime.
2.2 We may disclose and transfer (whether in Hong Kong or overseas) your personal data to the following parties to use, disclose, process or retain your personal data for the purposes mentioned above:
i. Our agents and contractors and service providers for the provision of our services;
ii. Our affiliated companies and business partners;
iii. Banks, financial institutions and credit providers;
iv. Debt collection agencies, credit reference agencies and security agencies;
v. Regulatory bodies, law enforcement agencies and courts; and
vi. Our professional advisers.
2.3 If at any time in the future you do not wish to receive direct marketing promotional information from us with respect to the telecommunication and/or other categories of products/services mentioned above, or do not wish us to disclose, transfer or use your personal data for the aforesaid direct marketing purposes , please contact our Data Protection Officer via email.

3. Security Statement

3.1 While internet is not an inherently secure environment for communications, security of internet communications can be enhanced by the application of appropriate technology. However, internet security is not solely a technical issue, knowledge on security of personal and transaction data as well as general measure are equally important. "Hackers" could only attack a system through a "door". However, in most cases imprudent transmission and handling of sensitive data such as confidential documents, password, personal identifiers etc. would facilitate unauthorized access to such a "door" by "hackers". Hence, internet users should be cautious when handling such kind of sensitive documents and data.
In order to prudently preserve all personal data obtained from users of our websites, apart from firewalls and other sophisticated technical facilities, we also provide and maintain other stringent security measures so as to protect our system as well as the information and data retained therein from accidental or malicious destruction or damage.

4. Enquiries

4.1 Should you have any enquiries concerning this Statement,
please feel free to contact our Data Protection Officer in writing via post or email at:
Mily Investment Limited
By email :
to our Data Protection Officer.

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